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  • Uninsured and Underinsured Motorist Coverage
Uninsured and Underinsured Motorist Coverage Legal Definition

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Uninsured and Underinsured Motorist Coverage legal definition: The purpose of uninsured and underinsured motorist coverage is to protect you – and all other family members who reside in your home – against drivers who either have no insurance or a limited policy that does not cover all of your medical and other expenses. In Pennsylvania, uninsured and underinsured motorist coverage is optional.

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Uninsured and underinsured motorist coverage applies to you and members of your family in the event of a car accident no matter if you/they were:

  • The driver
  • A passenger
  • A pedestrian
  • A bicyclist

It should also be noted that uninsured and underinsured motorist coverage would come into play if you or a family member was injured or suffered property damage as a result of a hit and run driver.

Uninsured and underinsured motorist coverage limits vary, and pay for things like:

  • Missed paychecks
  • Medical bills
  • Property damage

 

Sources:

https://www.dmv.org/insurance/uninsured-motorist-coverage.php 

 

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“If someone has a serious case, they will get a great effort and a great outcome working with us,” award-winning attorney Victor Pribanic of Pribanic & Pribanic told Best Lawyers Magazine.

If you’ve been injured call or contact us online for immediate assistance: 800-392-4529

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