Full-Tort Insurance Legal Definition

What is Full-Tort Insurance?” 

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  • Full-Tort Insurance
Full-Tort Insurance Legal Definition

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Full-Tort Insurance legal definition: Full-tort insurance is a type of policy that gives those covered the ability to recover all legal damages for injuries suffered in a car accident.

Unlike limited-tort insurance, which does what its name suggests and limits a car accident injury victim’s ability to recover compensation for pain and suffering, full-tort policies allow victims to file claims for:

  • Physical pain
  • Emotional distress
  • Fear
  • Insomnia
  • Grief
  • Anxiety
  • Depression
  • Loss of companionship
  • Loss of enjoyment of life

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Full-Tort Insurance and Car Accident Cases

Having the ability to sue for pain and suffering through a full-tort insurance policy is only half the battle: Car accident injury victims must be able to prove that they’ve suffered in the first place.

If you or someone you love has been seriously injured in a car accident, proving that you deserve compensation for pain and suffering is best accomplished with the help of a skilled personal injury attorney.

That’s because proving the extent of your physical injuries and severity of your mental anguish is complicated, and likely involves several pieces of evidence including:

  • Photographs
  • Your journal or diary
  • Testimony from family and friends about your physical and/or emotional state
  • Videos depicting how your injury has affected your life
  • Medical records
  • Documents and/or testimony from a mental health professional such as a therapist or psychiatrist






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“If someone has a serious case, they will get a great effort and a great outcome working with us,” award-winning attorney Victor Pribanic of Pribanic & Pribanic told Best Lawyers Magazine.

If you’ve been injured call or contact us online for immediate assistance: 800-392-4529

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