No-Fault State Legal Definition

What is a No-Fault State?” 

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  • No-Fault State
No-Fault State Legal Definition

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No-Fault State legal definition: Pennsylvania is one of about a dozen no-fault states. A no-fault state is one that follows what’s known as a no-fault insurance system.

While rules vary by state, generally no-fault insurance means your own car insurance policy will pay for some or all of your medical bills and missed wages, and some other out-of-pocket expenses in the event you are hurt in a car accident – regardless of whether you or someone else was liable for the crash that caused your injury.

No-fault car accident injury claims are typically made through first-party benefits, otherwise known as the personal injury protection provisions (PIP) of your automobile insurance policy.


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No-Fault States and Car Accident Cases

If you make a no-fault claim under your car insurance, you may be required to make a recorded statement and share other key details related the accident that caused your injury. 

If you or someone you care about has been seriously hurt in a motor vehicle crash, don’t file a no-fault claim without first getting the advice of an experienced car accident injury attorney. The information you provide may later be used against you in a subsequent claim. 


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