Determining who pays for car damage after an accident can be confusing. In Pennsylvania’s no-fault insurance system, drivers have the option to choose between no-fault insurance and traditional tort liability insurance. This means that in the event of an accident, each driver’s insurance company is responsible for covering their own medical expenses and related losses, regardless of who is at fault in the accident.

If you opted for traditional tort insurance (full tort), however, the at-fault driver and their insurance company may actually be responsible for covering the damages and losses of the other parties involved in the accident.

When it comes to reimbursement of your property damage by your insurer, it will largely depend on whether you have collision coverage. If you don’t have collision coverage and you get in an accident, you may need to file a claim against the at-fault driver’s insurance company to cover the costs.

If you’re unsure about how to proceed after a car accident in Pennsylvania, don’t hesitate. Consult with an attorney who specializes in car accident cases at Pribanic & Pribanic. We’ll answer your questions and evaluate your case for free. Contact us online or by phone: 800-392-4529

“If you have questions about car accident lawsuits, call one of our lawyers for help: 800-392-4529“