N

• No-Fault State

© Pribanic & Pribanic

No-Fault State legal definition: Pennsylvania is one of about a dozen no-fault states. A no-fault state is one that follows what’s known as a no-fault insurance system.

While rules vary by state, generally no-fault insurance means your own car insurance policy will pay for some or all of your medical bills and missed wages, and some other out-of-pocket expenses in the event you are hurt in a car accident – regardless of whether you or someone else was liable for the crash that caused your injury.

No-fault car accident injury claims are typically made through first-party benefits, otherwise known as the personal injury protection provisions (PIP) of your automobile insurance policy.

No-Fault States and Car Accident Cases

If you make a no-fault claim under your car insurance, you may be required to make a recorded statement and share other key details related the accident that caused your injury. 

If you or someone you care about has been seriously hurt in a motor vehicle crash, don’t file a no-fault claim without first getting the advice of an experienced car accident injury attorney. The information you provide may later be used against you in a subsequent claim. 

Sources:

https://www.alllaw.com/articles/nolo/auto-accident/no-fault-insurance-claim-work.html

Return To Legal Glossary

Read more from Pribanic & Pribanic:

• At-Fault State Legal Definition 

• Liability Legal Definition