In Pennsylvania, as in many other states, the ability to sue the other driver after a car accident is influenced by the state’s “no-fault” insurance system. Pennsylvania is a choice no-fault state, which means that drivers have the option to choose between a no-fault insurance policy or a traditional fault-based insurance policy. Or, limited tort and full tort.

Pennsylvania law states that with full tort insurance, an individual “remains eligible to seek compensation for noneconomic loss claimed and economic loss sustained in a motor vehicle accident as the consequence of the fault of another person pursuant to applicable tort law.” Whereas with limited tort insurance, as the name suggests, the right to seek compensation from the at-fault driver is limited and you can only sue in certain situations. For example, if you suffered serious injuries from the accident or if the at-fault driver was under the influence of alcohol or drugs.

Economic vs. Non-Economic Damages

Economic damages include medical bills, lost employment wages, or any other out of pocket expenses. Non-economic damages include physical and emotional pain and suffering. Unless you have full tort insurance, you cannot sue for non-economic damages in most cases.

It’s important to note that the state also has a two-year statute of limitations for personal injury lawsuits, which means that you must file a lawsuit within two years of the date of the accident. 

If you have been injured in a car accident in Pennsylvania, a car accident lawyer can help you understand your legal rights and options and guide you through the process of filing a lawsuit. At Pribanic & Pribanic, our experience and knowledge can make all the difference in getting you the compensation you deserve after a car accident. Contact our attorneys online or by phone today for a free evaluation of your case: 800-392-4529.

“If you have questions about whether you can sue for a car accident in Pennsylvania, call one of our lawyers for help: 800-392-4529“