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• Full-Tort Insurance

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Full-Tort Insurance legal definition: Full-tort insurance is a type of policy that gives those covered the ability to recover all legal damages for injuries suffered in a car accident.

Unlike limited-tort insurance, which does what its name suggests and limits a car accident injury victim’s ability to recover compensation for pain and suffering, full-tort policies allow victims to file claims for:

• Physical pain

• Emotional distress

• Fear

• Insomnia

• Grief

• Anxiety

• Depression

• Loss of companionship

• Loss of enjoyment of life

Full-Tort Insurance and Car Accident Cases

Having the ability to sue for pain and suffering through a full-tort insurance policy is only half the battle: Car accident injury victims must be able to prove that they’ve suffered in the first place.

If you or someone you love has been seriously injured in a car accident, proving that you deserve compensation for pain and suffering is best accomplished with the help of a skilled personal injury attorney.

That’s because proving the extent of your physical injuries and severity of your mental anguish is complicated, and likely involves several pieces of evidence including:

• Photographs

• Your journal or diary

• Testimony from family and friends about your physical and/or emotional state

• Videos depicting how your injury has affected your life

• Medical records

• Documents and/or testimony from a mental health professional such as a therapist or psychiatrist

Sources:

https://en.wikipedia.org/wiki/Full_tort_and_limited_tort_automobile_insurance 

https://www.alllaw.com/articles/nolo/personal-injury/insurance-company-determine-pain-suffering.html 

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